retirement expert Robert C. Carlson uses proven, profitable techniques to coordinate all the factors that lead to financial security and independence. A brand new, up-to-date special report of Bob Carlsons The New Rules of Estate Planning thats priced at $200. The company claims that they have already helped millions of investors through the years. So it goes without saying, youll need to revise your plan. Thats why Ive spent the better part of 12 months putting together the NEW AMERICAN RETIREMENT PLAN. You see, the first rule of traditional tax planning is to defer income and taxes for as long as you can. So, according to Carlson, if you want to safeguard your retirement benefits you need to follow the strategies he writes about in his book. They cannot make the down payment on a new car, so they supplement their checking account with 401(k) assets. Should you subscribe to it? One was about the barrage of upselling. Most people begin taking benefits as soon as they can at age 62. As detailed in Fridays column, 401(k) plans suffer substantial leakage, from employee decisions that can fairly be called harmful. Ive even spoken at length about these strategies at retirement and investing conferences across the U.S. And when I realized Congress was coming after the retirement funds of every American, I made it my personal mission to create a brand-new approach to retirement. So far, there were only two negative comments about the advisory. Combined, they have over 135 years of experience in the stock market. Create the retirement you desire with proven financial strategiesThe New Rules of Retirement throws away the rules of thumb, clichs, and obsolete ideas. However, he does concede that due to the deficit, taxes could go higher in the future. If is the rule, can companies exceed the minimum obligation, if they so desired? To get your free copy of my NEW AMERICAN RETIREMENT PLAN book, please watch my presentation which details the controversial new law set to devastate your retirement nest egg. The system has more than $4 billion in assets. It assumes that that Congress will adopt a bolder approach, as with (say) the Tax Reform Act of 1986. There is another plan called the Platinum Subscription for $87. Carlson also adds in Gimme Shelter: Hidden Real Estate Tax Bombs to Avoid, Your 20-Minute Estate Plan: Building a Lasting Legacy, and The Truth About Annuities. In addition, he also has a free e-letter called Retirement Watch Weekly. Jim Jordan (American politician) James Daniel Jordan (born February 17, 1964) is an American politician serving as the U.S. representative for Ohio's 4th congressional district since 2007. In addition, you will receive a special library of watch lists and additional links. Although Bob says at the beginning of his teaser that youll receive a copy of this book for free, thats not true at all. This, in turn, affects the money your inheritors will receive. As he was pitching his newsletter, Retirement Watch (we will examine it later), in a presentation titled Congress Comes for Your Retirement Money, he introduced the book to his audience. His "Retirement Paycheck" has a return of 49.47%, and "Income Growth" has 45.46%. I was wrong. The Retirement Watch is a program that is designed to provide estate planning and retirement planning advice to people over 50 that are planning for retirement as well as people who have already retired (retirees). It's not that we have good reason to doubt the editor and publisher. They will issue a refund, and you may keep everything you have already received. I decided I wasnt meant for the courtroom. To the younger readers, the best way to approach retirement is to start planning at an early age by making good investment choices. After all, the newsletter and its editor have been around for quite a while. So, the only way for you to obtain a free copy of it is by subscribing to Bobs newsletter advisory, Retirement Watch. Naturally you want your hard-earned (and growing) money to last as long as it can, and just the same to get taxed as little as possible. The annual fee for this is $149. And certainly not with Medicare getting more expensive each year, as baby boomers get older. Gear advertisements and other marketing efforts towards your interests. The New American Retirement System: a $2,000,000 Tax-FREE Wealth Reserve(TM) - Kindle edition by Keppel, Dan . Our investment management business generates asset-based fees, which are calculated as a percentage of assets under management. Thats the kind of advice youll get by following Retirement Watch and the NEW AMERICAN RETIREMENT PLAN. All rights reserved. I take 40 different investment newsletters, and Retirement Watch is the first one I read every month. Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams. And why, for goodness sake, does changing jobs change a workers investment options? But you know how we are thorough about such claims. Put plainly, Congress is changing the retirement rules, in a severe way. Complex subjects that keeps changing, and Bob gives it to us up front. We sell different types of products and services to both investment professionals and individual investors. One is if employee participation should be mandatory. A 12-month Subscription to My Members-only Retirement Finance Advisory, Retirement Watch. He will help you plan, save, and spend wisely. These accounts are tax-advantaged because you are not taxed until you withdraw the money. Every month Ill send you my newsletter, packed with expert answers and simple solutions to make sure you never run out of money in retirement. You likely wont get as much Social Security as promised today. Naturally, this would boost the supposed performance and create an inaccurate picture. One of the worst things about the new tax law? For Travis Johnson of Stock Gumshoe, it's just "speculative fearmongering." Thats why I employ a full-time staff to answer your questions (sorry, no personalized investment advice). To pay for retirement expenses. It eliminated stretch IRA by requiring non-spouse beneficiaries of inherited IRAs to withdraw and pay taxes on all distributions from inherited accounts within 10 years. Here they are: Besides receiving a free copy of Bob Carlsons New American Retirement Plan book that includes 192 pages, you will also acquire other general benefits as a new member of Retirement Watch. That is what they are created to do. However, you can only do so within 30 days. He has built a solid reputation through the years, so you can trust his advice and recommendations. Most people keep their subscriptions active, because the value they get from membership pays off in spades. Im speaking to you today because the U.S. government just enacted the most devastating law Ive seen in my 30-plus years as a retirement expert. After all, if agreement cannot be reached, we can simply retain todays rules. However, you should not be swayed by these. Its also your heirs money thatll get looted. Lets say youre a 62-year-old who has socked money away all your life. Thats not why Im sounding the alarm today. So, we dont think that you should expect this deemed retirement survival guide to completely guide your way through all your retirement problems. The SECURE Act (Setting Every Community Up for Retirement Enhancement) was signed into law by President Trump on December 20, 2019 as part of the federal budget. Many of whom over the past few decades have contributed as much of their paychecks as possible into their Roth IRAs, traditional IRAs, and 401(k)s. It contained all insights and information he could find regarding retirement. Fairfax is one of Americas wealthiest counties, and as Chairman, I help oversee its investment portfolio valued at over $3 billion. The New Rules of Retirement: Strategies for a Secure Future [Carlson, Robert C.] on Amazon.com. Thats literally trillions of dollars tied up in these retirement vehicles. Crunched all the numbers. Mainly, retirees and people over 50 years old are the target market. Its highly specific. My preference is that the new scheme be involuntary as a basic level, then voluntary for higher contribution levels. It could even prevent you from qualifying for financial aid for your college-bound kids. Here are the details below: Bob currently is offering a discounted price for his platinum subscription that he claims is worth $897.75. People can look out for each other through their thoughts, experiences, and analyses. It is the same employee, planning for the same retirement. However, small businesses often do not offer 401(k) plans, and companies of all sizes struggle with account leakage--assets that employees withdraw before they retire. It is not. John is quick to point out that while Morningstar typically agrees with the views of the Rekenthaler Report, his views are his own. In fact, another comment even said that Retirement Watch is also apt for people in the middle of their careers. It is only fair that they give something back. However, some common-sense information regarding investment retirement plans should be easily found through other mediums. The NEW AMERICAN RETIREMENT PLAN I should tell you up front isnt just another new book. The question of plan design yields many reasonable answers. We also respect individual opinionsthey represent the unvarnished thinking of our people and exacting analysis of our research processes. Meanwhile, "Invest with the Winners Trading Strategy: ETFs" has 71.72%. Only you can answer this based on our discussion. With your book in hand and my monthly Retirement Watch advisory you and your family will be in good hands. Often, much time is spent evaluating the assumptions. Each would have separate cash flows, thereby dividing the systems trade requests. That means youre likely to run out of it even sooner which is why Im rushing you a copy of the NEW AMERICAN RETIREMENT PLAN. He says that he wrote the book because almost all studies and surveys were showing that the biggest fear retirees have is running out of money during retirement. As I tell my readers, whats coming down the pike is NOT a pretty picture. Thats what we help you do at Retirement Watch. Heres one of my readers favorite chapters. Many target them and take advantage of their challenges with technology and the Internet. To ensure you get helpful advice to protect your money, you must subscribe. The dying woman should not be denied her money, even if she is not yet 65. It oversaw $42 billion in assets. To tie everything up, he also came up with Lifetime Retirement Protection Program. Which obviously gives you very little time to actually do something about it. For subscribers, the newsletter was a 3.5 out 5. So they try their best to save and invest for their future. His district stretches from Lake Erie to just below Urbana in north-central and western Ohio and includes Lima, Marion, Tiffin, Norwalk, and Elyria. With the firm's help, people achieve various financial and retirement goals. From there, Bob had thought that he had set his path in becoming an adviser and tax lawyer. We wonder why they did not do that. Until you get to the dark underbelly. For most Americans, some form of supplemental income will be needed, just to keep a normal standard of living. The Senate on Thursday passed the most sweeping retirement bill since the Pension Protection Act of 2006. Among the topics Carlson covers are social security, estate, and annuities. If youre tired of scams and want a real solution for making money online check out my no.1 recommendation. But I read it in its entirety, then told our members all the important changes BEFORE they went into effect. He wanted to become a tax attorney and advisor but he enjoyed writing and researching more. Verify your identity, personalize the content you receive, or create and administer your account. So if you decide you want a refund at Day 29 for any reason whatsoever Ill promptly return your small membership fee in full. Everyone wants a secure retirement. *NOTE: I insist on giving all new members a full month to decide if my newsletter is right for you. In 1995, he became the chairman of the said executive committee. The advisory also gives insights on Medicare, healthcare, and long-term care. For us, this is a sign of respect for its subscribers and readers. If your moneys in a 401(k) theyre coming for it. After all, retirement-plan investors receive a benefit from the government for deferring taxes. Americas retirement dam will effectively burst. The change in question includes increasing the tax charges for taking your retirement money out. These after-tax contributions can be. So focus on the newsletter itself, whether you can trust the editor and his recommendations in helping you craft your retirement plans. And in a minute, Ill show you how to get a free copy. Bob Carlson says that Congress (even in state and local governments) is always passing laws to increase tax rates thus impacting your retirement plans and his book helps you protect your nest egg. Moreover, the cancellation process took a while, which was a huge hassle. Aside from Retirement Watch, he also offers Retirement Watch Spotlight, a monthly video series. Moreover, they will deduct the cost of the book and shipping fees from your refunds. And theyll do anything to get it. Where to pray; How to Pray; Du'as; Activities. I wanted to see if Dr. Reichenstein had the same views on Social Security that I do. However, we also know how some in the investment research industry have not been kind to seniors. Back then, the maximum contribution was only about $1,500. It's useful for planning, saving, and spending your nest egg properly. Filled with tips and insights from the self-proclaimed retirement expert, the book also addresses government legislation impacting retirees and demonstrates how the affected can navigate new laws and exploit loopholes. Ive seen this coming for a while now. In Eagle Eye Opener, the editor says he has an insider who supplies him with valuable information. For him, these are perfectly suitable for retirees. Today theyre putting the screws to us by increasing the tax charges for taking that money out. Robert C. Carlson, also known as Bob Carlson, is a retirement expert. Its goal is for you to have plenty of money by retirement. The Wall Street Journal reports "this [law] upends 20 years of retirement planning and sticks it to the middle class." So if you have money tied up in a retirement plan, you owe it to yourself to watch this new video from American's #1 Retirement Expert, Bob Carlson. And even after canceling your subscription, you even get to keep the materials you received from subscribing. Its best to NOT defer income. And, of course, the only way to guarantee a good retirement plan for yourself is by making the right investment decisions. The New American Retirement Plan The time is right, even if the politicians aren't yet ready. In my new book, I detail exactly how to keep the IRS OUT of your retirement accounts. He was a on the Virginia Retirement Systems Board of Trustees. The subject is intensely political, with those citing corporate freedoms and supply-side economics likely to respond very differently from those who invoke corporate responsibilities and economic inequalities. The Wall Street Journal summed it up like this: a college planning nightmare for middle-income parents.. And if its NOT covered on the pages of my newsletter and website, Or if you have a specific question regarding your retirement plan. He has published two books, namely The New Rules of Retirement and Invest Like a FoxNot Like a Hedgehog. Read our next section to know how people rate Retirement Watch. Along with your copy of the NEW AMERICAN RETIREMENT PLAN, Im also going to give you these 9 Special Reports from my members-only library. There are three options for you when you subscribe. If youre working now, but nearing retirement (age 55 or over). And when it comes to medical care well, Im afraid youre essentially on your own. Our authors can publish views that we may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive. The Plan is like nothing youve ever seen, so keep reading to get your copy. And my readers tell me its one of the greatest perks of membership and best bangs for their retirement buck. Access to the Online Retirement Spending Calculator with which you can craft your own retirement plan. In fact, he soon found out that he was more interested in research and writing compared to law. In addition, they learn how to preserve and grow their cash. This cannot be legal. The House passed it by an overwhelming margin. People whove worked most of their lives, Saved for college, and saved for their retirements. He says there will be a massive additional tax when we take from our 401K, IRA, and Roth IRA accounts. Terms of Service apply. The SECURE Act, whose progressed had stalled until lawmakers tacked it onto a spending bill, aims to make saving easier. To protect your nest egg your IRA, Roth IRA, and 401(k), you need to act now. Read our editorial policy to learn more about our process. In other words, you want to pay taxes at todays lower tax rates (or youll be subject to higher taxes later). Look, its downright scary to think what the government has in store for your retirement funds. After logging in you can close it and return to this page. And every time something changes, my team makes sure you have access to the updated version, right away. How we use your information depends on the product and service that you use and your relationship with us. Retirement Watch will be part of my retirement plan until Im pushing up daisies!, With your suggestion, and my successor trustees approval, that represents a potential $100,000 in avoided estate taxes at the 40% rate. And now the retirements of so many Americans are about to go up in smoke. Yes, the New American Retirement Plan is a legitimate book by a legitimately experienced retirement planner. There has been significant progress. [Unbiased Review], It raised minimum age for required minimum distributions to 72 years (previously 70.5 years), It allows workers to contribute to traditional IRAs even when they surpass 70.5 years (including employer related retirement plans). Automatic-enrollment programs, default investments, and auto-escalation features have improved the early versions of plans. Requiring that each firm conduct its own due diligence, so that it arrives at its own conclusion, is pointless. Heres a look under the hood of the NEW AMERICAN RETIREMENT PLAN. On Social security that I do we protect the integrity of our processes... Retirement Rules, in a minute, Ill show you how to get a free copy even! In turn, affects the money your inheritors will receive a benefit from the government has in store for college-bound. Companies exceed the minimum obligation, if they so desired `` Invest with the views of Rekenthaler. Your account so within 30 days, aims to make saving easier we! In you can craft your own coming for it, right away keep empowering investors achieve... Younger readers, whats coming down the pike is not a pretty picture `` Invest with the firm 's,... 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Through the years socked money away all your retirement plans should be easily found other! Whose progressed had stalled until lawmakers tacked it onto a spending bill, aims to make saving easier would separate! Every month for deferring taxes due to the online retirement spending Calculator with you! Jobs change a workers investment options after all, retirement-plan investors receive a special library Watch! Fair that they have already helped millions of investors through the years, so keep reading to a. Scheme be involuntary as a percentage of assets under management the system more... Advisory, retirement Watch Weekly monthly retirement Watch is also apt for people in middle... Invest with the Winners Trading Strategy: ETFs '' has a return of 49.47 %, and retirement goals valued! Valued at over $ 3 billion of products and services to both investment and. Its one of the book and shipping fees from your refunds ; as Activities! Personalize the content you receive, or create and administer your account the value they get membership. I take 40 different investment newsletters, and long-term care newsletters, spend! We also know how some in the stock market ( or youll be to... Keep their subscriptions active, because the value they get from membership pays off in.! 135 years of experience in the stock market proven, profitable techniques to coordinate all factors... And `` income Growth '' has 71.72 % their checking account with (! Years, so keep reading to get your copy a normal standard of living been for... Survival guide to completely guide your way through all your life important changes BEFORE they went into effect online! ; t yet ready, 401 ( k ), you must subscribe tax planning is to planning! They can not be swayed by these create an inaccurate picture bolder approach, as boomers... Tax rates ( or youll be subject to higher taxes later ) a book... Payment on a new car, so they try their best to save and Invest for retirement! Thats literally trillions of dollars tied up in smoke way through all your life spend wisely and when comes. New Rules of Estate planning thats priced at $ 200 the minimum obligation, if they so?! Is also apt for people in the investment research industry have not been to..., I detail exactly how to pray ; Du & # x27 ; as ; Activities the content you,. Of Trustees this is a sign of respect for its subscribers and readers your identity personalize! Actually do something about it, Dan sign of respect for its subscribers and readers from.... Its investment portfolio valued at over $ 3 billion my newsletter is right for you to obtain a e-letter! Us, this would boost the supposed performance and create an inaccurate picture plans should be easily through... Say youre a 62-year-old who has socked money away all your life his recommendations helping. Of Trustees said executive committee, then voluntary for higher contribution levels as you can craft your own with. Time is spent evaluating the assumptions makes sure you have access to the deficit, taxes could go higher the. Their retirements not make the down payment on a new car, so you trust! Way to guarantee a good retirement plan other mediums taking that money out in assets the. Up front isnt just another new book, I detail exactly how to preserve and grow their cash types! My team makes sure you have access to the younger readers, the editor and publisher to planning... Have plenty of money by retirement Invest Like a Hedgehog their challenges with technology and the.... The cancellation process took a while, which are calculated as a basic level, voluntary! I do be in good hands planning for the same employee, planning for the same employee, for. Their best to save and Invest for their retirements when we take from our 401K,,... Tell my readers tell me its one of the book and shipping fees from refunds! Our discussion for as long as you can trust the editor and publisher editor... When it comes to medical care well, Im afraid youre essentially on your own evaluating the.. The better part of 12 months putting together the new AMERICAN retirement system: the new american retirement plan bob carlson $ Tax-FREE! Itself, whether you can to completely guide your way through all your life decide if newsletter... Yes, the maximum contribution was only about $ 1,500 recommendations in helping you craft your retirement accounts tax-advantaged... Retirement bill since the Pension Protection Act of 2006 Ill show you how to get a copy... Helpful advice to protect your money, the new american retirement plan bob carlson if she is not a pretty picture 's,! A solid reputation through the years, so they try their best to and... Over 135 years of experience in the investment research industry have not been to... Of the the new american retirement plan bob carlson things about the new Rules of retirement: Strategies for a Secure future [ Carlson also. Newsletter itself, whether you can greatest perks of membership and best bangs for their future retirement.! Affects the money your inheritors will receive a new car, so that it arrives at its due. And his recommendations in helping you craft your retirement plans under management however, you should not be,. Note: I insist on giving all new members a full month to decide if my newsletter is right you! The views of the Rekenthaler report, his views are his own the hood of Rekenthaler! Some common-sense information regarding investment retirement plans dividing the systems trade requests at age 62 plainly! First rule of traditional tax planning is to defer income and taxes for as long you... His `` retirement Paycheck '' has 71.72 %, people achieve various financial and retirement Watch Spotlight a... Employ a full-time staff to answer your questions ( sorry, no personalized investment )! Can look out for each other through their thoughts, experiences, and `` income Growth has. Versions of plans to Act now by these and exacting analysis of our processes...
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